$100 开卡奖励续期至今年年底了！。感兴趣的可以在截止日期前申请一张，首年神卡。

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北美牧羊场 作者几天前的时候收到Discover it如下的邮件，在12/31/2023前花$2500返$250，这个是叠加于正常的cash back之上的。结合Discover it Q4的5%的返现（在Amazon 和 Target有 5%），这样基本上前$1500在Amazon 和 Target有高达15%的返现了！有Discover卡的可以记得查查邮件，收到这个神offer的话记得一定激活啊！ The post Discover Q4 2023 额外的$250返现 YMMV appeared...

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现在 saving 有 $150/$200/$400 的开户奖励，需要存入 $15k/$25k/$45k 就行。如果你一下没这么多资金，可以考虑使用下面的小技巧。值得注意的是，现在他家 saving 的利率本身就有 3.5% APY，所以其实挺划算的。